Privacy & Policy

Finovest Chits and Kuries Pvt limited under Finovest Group, Our goal is to disrupt industries in exciting ways, providing innovative financial solutions and able to evolve with the demands of our clients. We are committed to protect your privacy. This policy outlines how we collect, use, and safeguard your personal information about our chit-fund services.

Collection of information

    • Personal Information: Any information used to identify a specific person, such as full name, email address, mobile number, Aadhar Card No, PAN, time of access, IP address, URL, etc., is called personal information.
    • Aadhaar and PAN numbers, biometric data, bank account, debit card, and other payment details, sensitive passwords, sexual orientation, and other sensitive information are examples of “personal data.” (Including, but not restricted to images and fingerprints)
    • Transaction Data: Records of your chit-fund transactions, contributions, and withdrawals.
    • Communication Data: Information from your interactions with us, including emails, WhatsApp and text messages.

How We Use Your Information

    • To confirm your address with PAN, GST No, Passport No and Aadhar number.
    • By using your information, we can respond to your service and support requests more quickly.
    • To process your transactions conveniently
    • To periodically give you an SMS regarding the transactions you’ve done, as well as a reminder regarding the auctions and the chit group’s payment deadline.

Data Protection

    • No matter how or from where you share personal information with us, FINOVEST CHITS AND KURIES PVT LIMITED is committed to protect the privacy of that information. This includes any information that may be obtained from a user’s browser by one of our servers, affiliated businesses, subsidiaries, or representatives.

Sharing Your Information

We do not sell or rent your personal information to third parties. We may share your information with:

    • Government Regulatory bodies as required by law.
    • Service providers who assist us in operating our services (e.g., Payment Gateway, SMS providers etc.).

Changes to This Privacy Policy :

    • We may update this policy from time to time. We will notify you of any significant changes via email or through our website.

Cookies and Tracking Technologies:

You will share the data/information with prudence. Generally speaking:
1. To confirm that a webpage is secured, always look for "https" in the address bar.
2. Always steer clear of third-party browser add-ons, plug-ins, and extensions.
3. Refrain from using the Dark Web or hidden services, and avoid autofill choices.
4. Before using any applications, review the terms of use and the website's privacy policy.
5. You shall download mobile app only from the "Apple Store" and "Play Store."

PROTECTION OF PRIVACY OF CHILDREN/MINOR:

Use of the Website is available only to persons who can form legally binding contracts under applicable law. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including un-discharged insolvents, etc. are not eligible to use the Website.

Disclosure of Information

    • Legal Compliance: When necessary for legal compliance, Finovest Chits and Kuries Pvt Limited may provide any statutory or regulatory government institutions with the personal information you have given. We may use personal information to respond to court orders or other legal proceedings to establish or carry out our legal rights or to defend against legal claims.
    • Service Providers: Finovest Chits and Kuries Pvt Limited would do everything in its power to safeguard client data and information. That being said, Finovest Chits and Kuries Pvt Limited shall not be held liable for any data security breaches brought on by outside causes.
    • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that business transaction.